Monday, April 8, 2024Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance. This applies to people in the following situations: If you are married, you need life insurance. READ MORE >>
Friday, March 8, 2024The price of gas is only going up these days. With the amount of miles most Americans drive each day for work and other activities, this expense can add up quickly, affecting how much money you have to budget for other living expenses. But, there is hope! You don’t have to go buy an electric car, or cash in your car for a bike, just yet. READ MORE >>
Friday, February 9, 2024Insurance surrounding boats can be confusing. Are boats covered under home insurance? Is boat insurance legally required? What about trailers for boats? When looking to purchase or transport a boat, it’s important to understand the insurance designed to protect it. READ MORE >>
Wednesday, January 31, 2024Many people aren’t familiar with the ins and outs of insurance. All they know is that it’s an important protection to have. Business owners, especially of new startups, are often in the same boat. Luckily, a business owner’s policy, or BOP for short, takes the guessing work out of it. READ MORE >>
Friday, December 29, 2023Look at any business and you’ll see numerous types of assets. On the farm, a key type of asset you own is your livestock. No matter the type of farm or how you use your livestock, it’s important to recognize how valuable it is and to have the proper type and amount of business insurance in place to safeguard it. READ MORE >>
Wednesday, November 15, 2023Almost all insurance companies will base customers’ premiums on factors called risks. Life insurance companies will use risk factors to set rates as well. So, if factors in your life pose higher risks to the insurer, then you might pay more for your life insurance. Why is this? READ MORE >>
Friday, October 6, 2023Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs. Why You Need More READ MORE >>
Friday, September 29, 2023Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent. Check the Size and Horsepower READ MORE >>
Thursday, August 17, 2023Agriculture provides a huge source of opportunity to farmers and their employees. If you plan on starting an enterprise, you will need the right resources and a lot of hard work. One important resource is insurance. Insurance can help protect your investment in case of an accident or natural disaster, but not all farm insurance policies are created equal. READ MORE >>
Tuesday, July 25, 2023A recreational vehicle or RV can be used in various ways. For those that use them full time, it’s important to have the proper RV insurance in place to represent the way you use the vehicle. After all, this is your home on wheels. It’s a valuable asset you own. READ MORE >>
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